Sunday, June 19, 2011

Rich Dad, Poor Daughter

As today is Father's Day I thought it only appropriate to dedicate today's blog entry to my father... a tribute to the success of the rich, presented by the poor, if you will. 

 (Rich Dad)

To My Father: Today is the day, that I want you to realize you have had a positive impact on my life. As a man that has worked in accounting and finance your whole life, you might feel a little defeated-- I mean, your daughter is broke. But, hey, that is okay. YOU did not fail and I am here to prove it. So, without further ado, so that you can sleep at night (at least for my first year in Business school), I present my father's day gift to you: My Budget!!


Super exciting I know. You really don't need to analyze it, it's not super fun. Basically what my budget says in a nutshell is this:

Dear Jillian,

Since you refuse to take out an exorbitant amount of loans and insist on paying off the interest on your unsubsidized loans as it accrues you cannot spend any money. Don't laugh, I'm not kidding. After rent, tuition, interest paid to loans and money pulled aside for savings you have $450 a month to spend on everything else. But, then after you factor out $35 a month for your gym and $15 a month for parking for B School you are down to $100 a week. Cancel your credit card or bury it in the backyard. You get two paychecks each month. Since rent is due on the first you have to save your paycheck from the 22nd for rent. When the 7th comes around it is not a free for all. You must go directly to Wells Fargo, you cannot pass go, you cannot collect $200. Do you understand?

Your New Best Friend,

Budget

***
You may have noticed that I haven't blogged the past couple of days. I think being broke is getting to me. Honestly. Somehow it feels like if I just got away, all of my money problems would go *POOF* Therefore, I think it is only natural that I have been seriously considering selling all of my belongings and moving to Uzbekistan to buy a herd of cows. Yes, I know. Genius. I would milk them for a living. It would be great- the simplicity- not the milking. Unfortunately, my plans have been thwarted... mostly because I don't even know if they have cows in Uzbekistan, I don't speak Uzbekistanese and I'm not even sure if I'm spelling Uzbekistan correctly. 

 Yah the broke is bringing out the crazy in me.
***

Thanks for all the advice everyone... I really appreciate it. I think it's working... although try as I may I still feel like I have to go to the grocery store every few days... apparently I go through meat like I used to go through money.

Yours, Poor Daughter Jildo



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