My downfall started about 10 months ago. I signed up for a kick ass boot camp, that costed $300 for six weeks. The plan was to take the class to get my ass back in gear and then work out on my own. The only problem was after six weeks, I dropped ten pounds and was completely addicted. Who wouldn't be with a rockin' new bod?! So for the 9 months that followed, I shelled out $300 every six weeks. Because being healthy is worth the extra cash... right?
After about 6 months I realized I needed to make a change--my savings account had quickly become a second checking account. I decided to be a mature, responsible adult. I set up a budget plan online. I set monetary limits and alerts to tell me "HOLY SHIT WOMAN STOP SPENDING!" The first alert I got was about two weeks into the new budget. It was an email alert... so cordial, so nice:
"Dear friend, you have reached 75% of your monthly budget spending. Please proceed with caution."
I think I felt a little flutter of nervousness. But I still had 25% of my budget to get me through the month... and hey, pay day is on the 22nd... so technically in a week I would be back down to only 50% of my monthly budget. I was so on track. I decided to celebrate with a few drinks over the weekend. HUGE MISTAKE.
Monday morning, yawn, hop out of bed, check my email... spam, spam, spam, over budget email, spam. Wells Fargo had obviously made a mistake, I had 25% of my monthly budget left on Friday. Click.
"Dear ex-friend, in two days you managed to use up the remaining 25% of your monthly budget. This is just the first month of your new budget plan and you can't keep it together. How can we have a fruitful, loving relationship, if I can't trust you to not spend all of your money? We are no longer friends. Goodbye.
-Wells Fargo."
***
Fast forward 6 months. Wells (still invested in my financial well-being) continues to email me my mid month and over budget alerts, but we aren't really on speaking terms... as I am still wrecking monetary havoc on my wallet and thus, Well's heart. So, I decided this morning that I needed a new plan, a plan that would actually work. A blog.
I am offering you a once in a lifetime opportunity. A look into the deep, dark life that is Jildo through my blog "Jildough"... the monetary rehabilitation of Jillian Heim. I will keep public records of my spending and what I am spending my money on, in the hopes that I will be shamed into not spending money on ridiculous shit. Please judge me on my spending habits. Advice is welcome to, although just really harsh judgment is what I prefer.
DISCLAIMER: Sometimes I buy weird shit. You might want to reconsider reading my blog if you have sensitive eyes and hearts.
xoxo- Jildo
P.S. It is 4:41pm, and I have not spent any money today... although, I did find $20 in my pocket.
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