I am so COMPLETELY stoked. Yes, stoked. Last night Wells Fargo wrote me the most beautiful love letter (possibly the only love letter) I have ever received. I am not going to lie, this whole budgeting/saving/being broke crap has gotten me a little down... but apparently, being hard on yourself works.
Want to know what made this love letter HA-mazing? Ok, so it was really a budget reminder letting me know that I had reached 75% of my monthly spending. What is so awesome about that you ask? I got it yesterday!!!... on June 29th, not the 7th or the 14th, but the 29th!!!! HAHAHAHAHA.
FUCK YOU happy internet shopping trigger fingers. FUCK YOU coffee shop caffeine craving tastebuds. I HAVE CONQUERED YOUR ASSES!!! (at least for today).
Sigh, awesome, awesome day.
Peace out- Jildo.
P.S. Since I was over budget last week I cut my budget to $39ish dollars this week... still haven't spent any. BOO FUCKING YA.
**I apologize if the cursing offends you, I'm just really FUCKING excited.
Thursday, June 30, 2011
Sunday, June 26, 2011
The Bad Money Nun
I feel defeated. How many weeks has it been since I dedicated my life to saving? Right, two. I feel like a money nun... or I guess I should say a BAD money nun. I'm supposed to be abstaining from spending money-- or at least sticking to my $100 a week budget and I just can't seem to do it. I was doing ok until Saturday. I was $0.68 over my budget for the week, but then I stopped for coffee and then I decided to drive 260 miles for funsies. I obviously make BAD decisions when I drink caffeine, or heck anything for that matter.
Now where am I? Right back where I started 24 hours ago, with the added bonus of being $60.81 over my budget for the week (refueling)... and those brain scan people still haven't called me back. So what do you think? Should I try to cut next weeks budget to $39.19 to make up for this weeks craziness? I mean in theory it shouldn't be that hard to keep myself from driving out of Santa Barbara every week, right? Aside from the June gloom and bogus rent prices why would anyone ever want to leave?
Not having money sucks. When you have money you think of it as a means to have fun. But when you don't have money, you realize that not only can you not have fun-- you can't have NOT fun, either. You can't have anything! Ok, so for instance--- sometimes when I get off work I just want to be a bum, cozy up in my pajamas and watch a movie. I used to browse new releases or genius picks on itunes... now?! Now I am forced to peruse the FREE movies on hulu that I am sure almost all definitely suck and will turn your brain to mush.
Also, my boyfriend now thinks that I am weird for sharing my financial situation with the world. Oh well, if he didn't know by now its his own fault.
Mrrrrr. Jildo.
Now where am I? Right back where I started 24 hours ago, with the added bonus of being $60.81 over my budget for the week (refueling)... and those brain scan people still haven't called me back. So what do you think? Should I try to cut next weeks budget to $39.19 to make up for this weeks craziness? I mean in theory it shouldn't be that hard to keep myself from driving out of Santa Barbara every week, right? Aside from the June gloom and bogus rent prices why would anyone ever want to leave?
Not having money sucks. When you have money you think of it as a means to have fun. But when you don't have money, you realize that not only can you not have fun-- you can't have NOT fun, either. You can't have anything! Ok, so for instance--- sometimes when I get off work I just want to be a bum, cozy up in my pajamas and watch a movie. I used to browse new releases or genius picks on itunes... now?! Now I am forced to peruse the FREE movies on hulu that I am sure almost all definitely suck and will turn your brain to mush.
Also, my boyfriend now thinks that I am weird for sharing my financial situation with the world. Oh well, if he didn't know by now its his own fault.
Mrrrrr. Jildo.
Thursday, June 23, 2011
My Emergency Kit
To make more money I volunteered to go into work on my day off. Our HR department scheduled two Emergency and Disaster Preparedness meetings for this week to make sure all employees know what to do if shit goes down (fire, earthquake, tsunami). It didn't matter which one you went to, you just had to go. I could have gone on Tuesday during my regular shift, but I opted to man the Front Desk while my co-workers went. It was a win-win situation--they didn't have to come in on their days off and I would get overtime.
Let me say one thing. Extra money sounds so appealing until you actually have to show up to make it. But yes, I did make it into work and sat through an hour and a half of emergency training. However, I'm not sure if my plan to bring in extra money by attending training on my day off really worked. Yes, I am momentarily richer-- I added a whopping $30ish dollars to my paycheck-- but now I am scared shitless, because I am NOT prepared. And, what do I need to do, to BE prepared?! Yup- spend money.
The Perfect Emergency Kit:
*Water (1 gallon per person/day)
*Non perishable foods
*Utensils
*Nonelectric Can Opener
*First Aid Kit
*Battery Powered Radio
*Flashlights
*Extra Batteries
*Tool Kit
*Duct Tape
*Heavy Plastic Sheeting
*Cleaning Supplies
*Plastic Bags
*Bleach
*Toilet Paper
*Whistle
Jildo's Emergency Kit:
*Toilet Paper
Next emergency, my ass is covered. Hopefully God holds off on any super fun disasters until I can assemble a proper emergency kit to cover my whole person.
Hanging On By aThread Sheet, Jildo.
P.S. See below for this weeks spending:
Monday 6/20: $26.86 (food)
Thursday 6/23: $59.77 (gas); $14.05 (toilet paper)
Ok, so I'm $0.68 over budget for this week. Take it out of my Emergency Kit fund.
Let me say one thing. Extra money sounds so appealing until you actually have to show up to make it. But yes, I did make it into work and sat through an hour and a half of emergency training. However, I'm not sure if my plan to bring in extra money by attending training on my day off really worked. Yes, I am momentarily richer-- I added a whopping $30ish dollars to my paycheck-- but now I am scared shitless, because I am NOT prepared. And, what do I need to do, to BE prepared?! Yup- spend money.
The Perfect Emergency Kit:
*Water (1 gallon per person/day)
*Non perishable foods
*Utensils
*Nonelectric Can Opener
*First Aid Kit
*Battery Powered Radio
*Flashlights
*Extra Batteries
*Tool Kit
*Duct Tape
*Heavy Plastic Sheeting
*Cleaning Supplies
*Plastic Bags
*Bleach
*Toilet Paper
*Whistle
Jildo's Emergency Kit:
*Toilet Paper
Next emergency, my ass is covered. Hopefully God holds off on any super fun disasters until I can assemble a proper emergency kit to cover my whole person.
Hanging On By a
P.S. See below for this weeks spending:
Monday 6/20: $26.86 (food)
Thursday 6/23: $59.77 (gas); $14.05 (toilet paper)
Ok, so I'm $0.68 over budget for this week. Take it out of my Emergency Kit fund.
Monday, June 20, 2011
Money for Nothing and Your Brain for Free
I am a firm believer in the mantra: if you want something you have to go out and get it. As bad as it sounds, what I want right now is money. Which is why this morning I found myself scanning the pages of Craigslist.
I already have a job I love and with school starting in the fall I am hardly going to have time to breathe, let alone do anything else part time. Nevertheless, I am confident that there is free money just waiting to be had-I just have to look in the right places.
I keep scrolling. Where are all the envelopes that need licking or stuffing or mailing? Didn't people use to post that crap all the time? I would totally subject my tongue to envelope glue-- some of it even tastes good. Hmph, nothing. Apparently everyone has caught on to how yummy the glue tastes--they want it all to themselves! Haven't they watched Seinfeld? Don't they know that in mass quantities envelope glue can be lethal? They need to share the love and pay me to lick their envelopes.
I give up on the promised land of envelopes-- time is money and I am on a mission. Before I know it I have the golden ticket. Under the gigs section I page through the domestic sub category postings. Nanny, housekeeper, professional domesticator, research participants, personal chef. Wait. Research participants? I can participate. I work well alone and with a team... thats what your supposed to say, right?
I read on:
"The Human Memory and Neuroimaging Lab in the Department of Psychological and Brain Sciences at UCSB is seeking research participants for blah, blah, blah.... Who cares.... Participants will receive an image of their brain and will be compensated with $80."
Screw the $80 bucks you had me at image of my brain. Cool? Nah... SUPER FREAKING COOL!!!
Let's see, what do I need to do? Here we go, requirements. Age, check. Fluency, check. Foreign Metals, nope, check. Preggers, definitely not, check. Claustrophobic. ha. Welp, 4 out of 5 ain't bad. I quickly copy and paste the contact information and draft an email to let the Department of Psychological and Brain Sciences know that I would be more than happy for them to scan my brain. (For a second I am slightly concerned results may be skewed if everyone in the study is like me--they are fascinated by the fact that they will get an actual image of their brain. Eh. I shrug my shoulders--Not my problem.) More important than the integrity of the study? I wonder if I can color it in (my brain, I mean), because OBVIOUSLY that would be way cool.
I sigh and give myself a pat on the shoulder. Good job, Jildo. Ain't no mountain too high. See? There really is free money. All I have to do is lay down and UCSB will give me $80... Hey now! Its ok... its for science.
Over and out. Jildo
P.S. I have to buy toilet paper today. I can't go cheap on the toilet paper, I just can't... maybe more than one brain scan is in my future.
I already have a job I love and with school starting in the fall I am hardly going to have time to breathe, let alone do anything else part time. Nevertheless, I am confident that there is free money just waiting to be had-I just have to look in the right places.
I keep scrolling. Where are all the envelopes that need licking or stuffing or mailing? Didn't people use to post that crap all the time? I would totally subject my tongue to envelope glue-- some of it even tastes good. Hmph, nothing. Apparently everyone has caught on to how yummy the glue tastes--they want it all to themselves! Haven't they watched Seinfeld? Don't they know that in mass quantities envelope glue can be lethal? They need to share the love and pay me to lick their envelopes.
I give up on the promised land of envelopes-- time is money and I am on a mission. Before I know it I have the golden ticket. Under the gigs section I page through the domestic sub category postings. Nanny, housekeeper, professional domesticator, research participants, personal chef. Wait. Research participants? I can participate. I work well alone and with a team... thats what your supposed to say, right?
I read on:
"The Human Memory and Neuroimaging Lab in the Department of Psychological and Brain Sciences at UCSB is seeking research participants for blah, blah, blah.... Who cares.... Participants will receive an image of their brain and will be compensated with $80."
Screw the $80 bucks you had me at image of my brain. Cool? Nah... SUPER FREAKING COOL!!!
Let's see, what do I need to do? Here we go, requirements. Age, check. Fluency, check. Foreign Metals, nope, check. Preggers, definitely not, check. Claustrophobic. ha. Welp, 4 out of 5 ain't bad. I quickly copy and paste the contact information and draft an email to let the Department of Psychological and Brain Sciences know that I would be more than happy for them to scan my brain. (For a second I am slightly concerned results may be skewed if everyone in the study is like me--they are fascinated by the fact that they will get an actual image of their brain. Eh. I shrug my shoulders--Not my problem.) More important than the integrity of the study? I wonder if I can color it in (my brain, I mean), because OBVIOUSLY that would be way cool.
I sigh and give myself a pat on the shoulder. Good job, Jildo. Ain't no mountain too high. See? There really is free money. All I have to do is lay down and UCSB will give me $80... Hey now! Its ok... its for science.
Over and out. Jildo
P.S. I have to buy toilet paper today. I can't go cheap on the toilet paper, I just can't... maybe more than one brain scan is in my future.
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